Types of Claims

In this section you will find information on different types of motor vehicle and personal injury claims.

In addition, you will also find some very helpful information about how to begin and maintain a claim against ICBC if you are disabled and possibly have incurred medical expenses.

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What is a Personal Injury Claim

A personal injury claim is simply a way of describing any ICBC claim when you have a right to compensation as a result of an injury caused by an at-fault motorist. You are not entitled to a personal injury claim if you are at fault for the accident.

As a result of your injuries, a number of heads of damages may be available to you depending on the seriousness of your injuries. The heads of damage that may be available include:

Non-pecuniary damages (pain and suffering)
Past wage loss
Future loss of capacity
Future care
Out-of-pocket expenses
Tax gross-up
Management fees
Court order interest
Legal Costs and disbursements (expenses to pursue the claim)

For a detailed discussion on each head of damage that may be available to you, please refer to the Monetary Concerns chapter.

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